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Investment Accounts

 There are three types of investment accounts that are available to most people: a brokerage account, pre-tax retirement account, and a post-tax retirement account. Today we will go through these and see the pros and cons of each account. Stay tuned to hear about when you should use each account and what the next post will be about. Before we get too far into the post, one good thing to know is that you can open each of these accounts through most online brokerage platforms , such as Fidelity, TD Ameritrade, or Charles Schwab. You can conduct your own research as to which platform is best for you to use. I personally use Fidelity's brokerage and Roth IRA options, and though this is not sponsored, I highly recommend their platform. Brokerage Accounts The first type of investment account, also the most common, is called a brokerage account (sometimes called an individual account) . This is an account that you can deposit and withdraw at will. You are also free to choose whichever f

Hello All!

 This will be a new blog I'm starting out. It will first and foremost give my personal financial tips and tricks I've learned from years of ups and downs managing my own personal finances. To be clear, I am not a professional and this blog will be purely for entertainment purposes. I am simply a young man looking to spread the knowledge I have accumulated. I am also currently pursuing my bachelors degree for finance at a nationally ranked business school within a university. Moving forward, there will be a new blog post once per month on the first of each month. Be sure to come back on February 1, 2023 to see my first financially-geared post. I look forward to sharing this journey with all of the people looking to get more savvy with their spending and saving. See you soon!